body {
	padding: 0;
	margin: 0;
	font-size: 12px;
	background-image: url("includes/bg_stripe.gif");
	background-repeat:repeat;
	color:#333333;
	font-family:'Lucida Grande', Verdana, Arial, Helvetica, sans-serif;
	text-align:center;
}
#pageframe {
	width: 760px;
	margin: 20px auto;
	text-align:left;
}
#wrapper {
	border:#1f1f3a 1px solid;
	background-color:#254b6c;
}
#banner {
	background-image:   url("includes/header.jpg");
	background-repeat:no-repeat;
	height: 200px;
	padding: 0 10px 0 60px; /*left & right padding necessary only if using text for title of page */
	margin: 0;
	border-bottom:8px solid #847664;
	font-size:100%;
	font-family:'Lucida Grande', Verdana, Arial, Helvetica, sans-serif;
	letter-spacing: 0.1em;
}

/******Main 2-column section of page */
#main {
	margin 0 2px;
	background-color:#254b6c;
}
/******Wider main column */
#right {
	float: right;
	width: 607px;/*	PADDING-TOP: 20px*/
	padding:5px 5px 5px 5px;
	background-color:#ffffff;
}
/******Skinnier nav column */
#nav {
	background-color:#254b6c;
	padding-top:10px;
	float:left;
	width: 135px;
	margin:0;
	color: #ffffff;
}

#nav ul {
	margin:0;
	padding:5px 0;
	width: 100%;
	color: #e0e9f6;
	line-height: normal;
	font-family:'Lucida Grande', Verdana, Arial, Helvetica, sans-serif;
	text-align: left;
}
#nav ul li {

	list-style:none;
}
#nav ul li a {
	display:block;
	font-size:14px;
	padding:5px 5px 5px 14px;
	color: #e0e9f6;
	text-decoration: none;
}
#nav ul li a:hover {
	background: #5b6d4c;
	color: #ffffff;
}

#nav a:visited {
	text-decoration:none;
}



/******Bottom of main section of page */
#clear {
	clear: both;
	padding: 0;
	margin: 0;
	height:1px;
	background-color:#254b6c;
}
/******Footer */
#footer {
	margin: 0 2px;
}

.footerlogo {
	float:left;
	text-align:left;
}

.footerlogo a{
text-decoration:none;
font:bold italic 13px "Times New Roman",Times,serif;
color:254b6c;
}

.copyright {
	float:right;
	text-align:right;
	padding: 0 3px 3px 3px;
	margin: 0px;
	font-size: 10px;
	color: #254b6c;
	line-height:11px;
}
.copyright a {
	color: #254b6c;
	text-decoration: none;
}
.copyright a:hover {
	color: #254b6c;
	text-decoration: none;
}
.copyright a:visited {
	color: #254b6c;
	text-decoration: none;
}



/******** General site characteristics */
p {
	font-family: 'Lucida Grande', Verdana, Arial, Helvetica, sans-serif;
	font-size:12px;
	line-height:1.5em;
	letter-spacing:.05em;
}
a {
	color: #4071af;
	text-decoration: none;
}
a:visited {
	color: #4071af;
	text-decoration: none;
}
a:hover {
	color: #4071af;
	text-decoration: underline;
}

img {
	border:none;
}
a img {
	border:none;
}
h1 {
	padding:5px 0 5px 0;
	margin: 10px 0px;
	font-family:'Lucida Grande', Verdana, Arial, Helvetica, sans-serif;
	font-size:20px;
	color: #172b47;
}
h2 {
	padding:5px 0 5px 0;
	margin: 10px 0px;
	font-family:'Lucida Grande', Verdana, Arial, Helvetica, sans-serif;
	font-size:18px;
	color: #172b47;
}
h3 {
	padding:5px 60px 0 0;
	margin: 15px 0px;
	font-family:'Lucida Grande', Verdana, Arial, Helvetica, sans-serif;
	font-size:14px;
	color: #172b47;
	border-top:1px solid #172b47;
	/*display: block; */
}
h4 {
	margin-top: 30px;
	margin-left: 0px;
	font-size:16px;
	font-family:'Lucida Grande', Verdana, Arial, Helvetica, sans-serif;
	color: #17397a;
}
h5 {
	line-height:normal;
	font-size:14px;
	font-weight:bold;
}

ol li{
	list-style-type:decimal;
}

ol ul, ul ol, ul ul, ol ol    { 
margin-top: 0; 
margin-bottom: 0; 
}

ul li,ul ul li {
	list-style:disk;
	color:#333333
	font-family: 'Lucida Grande', Verdana, Arial, Helvetica, sans-serif;
	font-size:12px;
	line-height:1.5em;
	letter-spacing:.05em;
}


 hr{
 height:1px;
 }